I read an interesting piece the other day that I wanted to share with y’all. It was from one of my favorite writers on personal finance, Megan McArdle, and in it, she laid out seven reasons why most of us spend more than we should. Go take a peek! Another money guy, Dave Ramsey, likes to say that the root of our money problems is almost always ourselves, and I think it’s true! It’s not just the things that we do, but the ways that we think and the logical fallacies that we believe (as Megan points out) that undo us. If what we’re doing is not working (i.e. we’re not saving enough/we’re spending too much), then understanding why we’re doing what we’re doing is a great step toward changing our habits. I’d love to know: which reason Megan laid out resonated most for you? I identified most with numbers 1 and 7. And I loved her final two (succinct) pieces of advice!