A simple trick to make the most of my clothing budget

Today’s post is just the tiniest hack, but one that’s made a big difference over the years in making the most of my clothing budget. Here it is: at several points in the year, I’ll review my purchases and consider whether they were money well spent — or not.

To back up a bit: like everyone, I don’t want to waste money on clothing. I want to feel great about what I buy, whether it’s a steal-of-a-deal thrift find or a highly-anticipated splurge. I don’t want new purchases to sit in the closet, gathering dust, either because of the material, the style, how they fit, or how they sit on my body. I want to love what’s in my closet and feel good about any money I’ve spent!

But, also like everyone else, I don’t always get it right. Sometimes I think I’ll wear something, but it never ends up being what I reach for — maybe the style feels impractical, the material isn’t comfortable, or I just don’t have the right place to wear it. Occasionally, I’ll get suckered in by a sale price. Occasionally, I’ll make a bet on a final sale piece that doesn’t pay off.

For me, pausing every so often to review my purchases helps me make better decisions in the future. My process is simple: around the turn of fall (late enough in the year that earlier purchases have had a chance to settle!), I’ll open up our budget doc and click to the clothing budget tab. There, I can see every purchase I’ve made this year, laid out plainly in front of me.

(If you don’t keep as detailed a budget as ours, this might be a little trickier — but you could still do a similar audit in your closet! Physically pull out the pieces you purchased in the last few months for consideration.)

Then, I’ll go line by line and highlight the items in green that have felt like great buys: I wear them, I’ve washed them, I love them. I’m so happy I spent money on them.

This, of course, lays bare the items that don’t get highlighted. Though it can be a little painful, I take a look at each line: what about it is holding it back from getting highlighted? Is it the price I paid? Is it the item itself? What insight can I tuck away that might keep me from making the same mistake in the future?

And… that’s it! I’ll do the same thing at the end of the year before I switch to the next year’s budget doc, marking up any purchases made in the last quarter. It’s quick, I try not to beat myself up about misses, but it’s really helpful for me to stop and look for what’s working and what’s not so that I’m not just spending, spending, spending, adding, adding, adding.

To close, here are just a few examples in each category from this year so far:

In the green category:

— These raffia ballet flats. I spent about $150 on them but they’re comfortable, they filled a need in my closet, and I’ve worn them all spring and summer. (And hey, if you like them, you can get them for wayyyyyy less than I paid – ouch, ha!)

— This striped pullover. (They don’t have my exact colorway, but this is the style!) I bought this in person on a whim this spring, and I hesitated over the price (a little under $100) – I hadn’t walked into the shop expecting to buy something like this! But, in looking over the list, this has been my absolute favorite thing I’ve bought this year and I wear it as often as possible. Absolutely worth it.

— A white v-neck tee and a white gauze shirt from Quince. Total workhorses in my wardrobe. I wear both of them most weeks and will year round. And at just $60 for both, a great deal.

— A magenta rain jacket. The rain jacket I’d had for years went missing last year, so I’d been casually on the hunt for a new one. I spotted this one in-store when I was looking for something else and took a gamble on such a bold color. It’s been the nicest splash of color on dreary days and I’m happy I bought it every time I put it on, even though that’s not that often.

And now for a few misses:

— A floral cap-sleeve top I bought from Tuckernuck on final sale. I have worn it once or twice, but probably wouldn’t have bought it if I could have tried it on in person – it’s just a little too fussy for me. And at $75, this one hurts.

— A teal and white striped long-sleeve tee from Alice Walk, also on final sale. While it’s so soft and I like the colors, the round neck is a tad high in a way I don’t love, so I don’t reach for it as often as I thought I would.

— An olive green dress from J.Crew. I did try this one on in-person, and I do like wearing it. But again, it’s a little fussy in the way it lays, so it’s not particularly easy to throw on, so I haven’t worn it much. If I had paid less for it I probably wouldn’t mind so much, but the $100 price tag makes it feel like more of a regret.

There are a few more in each category, but that gives you a taste! And hopefully, you can see how it’s easier to spot patterns that I can use in the future once I sort things into categories.

Your turn! I’d love to hear what your favorite clothing purchase of 2024 has been so far. And, if you’re feeling brave, maybe a miss, too :)

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